Motor third party liability insurance is a mandatory liability insurance that compensates for damage to roadside injured roads. While it may seem that car insurance is an annoying cost, it is easily susceptible to accidents unfortunately and unfortunately no one can be sure that it will not happen. Favorable insurance protects you in case of an accident and compensates for the loss. Motor third party liability insurance is regulated by the Motor Third Party Liability Insurance Act, under which insurance is required for all vehicles with a speed greater than 15 km / h and is a license plate: this means cars, scooters, trolleybuses and trailers.
Motor replacement for victims of personal injury and property damage, culprit for treatment, but not for vehicle damage. This is necessary for casco insurance, which is casco insurance.
Traffic entering an insurance contract can be of two types: Contract renewal automatically (Or Y agreement) for one contract (Maybe no contract). As the name suggests, the first type of contract was an agreement that the contract is automatically renewed. The result was a new bill, which will continue to be paid after the contract as before. This is a convenient option for those who need all year round and the contract is not constantly bothered with a quick loan payment order to get car insurance.
One contract customer can decide after the contract if he wants to continue or not. This is a good choice if you want to try different insurance companies. The contract may also include a person not listed in the register.
TPL depends on several factors:
In all these cases, depending on the support, it differs considerably. For example, the power of a motor vehicle Tallinn 150kW higher premium than a 75kW vehicle in Viljandi.
Mandatory insurance applies if the person has violated the Insurance Act establishes compulsory insurance and the insurer’s contractual obligation arises from the moment the vehicle is insured in the event of non-compliance. This means that compulsory insurance occurs when the vehicle is registered in the register of traffic is not an insurance contract If the vehicle is temporarily removed from the register traffic, but there is no agreement or if the motor insurance contract expires at the end of 12 months. Essentially required of an insurance company All vehicles must be insured, even if they are used.
The amount of compulsory motor third party liability insurance is significantly more than normal and will be damaged, and applying € 640 deductible for each insured event. Therefore, it is wise to enter into a contract extended automatically, which is constantly because you can be sure that you will not have to deal with the more expensive insurance at a quick loanGlass family mandatory.
Before selling and registering a new owner you can simply tell the insurance policy and the insurance company to ask for money back for unused time. This statement must be submitted only. The new owner must then take out insurance on his behalf.
If the vehicle is re-registered to a new owner, it is not possible to cancel the liability insurance for the insurance contract, because the vehicle person has already changed by transferring the traffic and existing insurance contracts only automatically to the new owner. The old owner has no right to terminate the contract or ask for a refund, this is the right for the new owner.
The insurance contract may be terminated at any time with good reason. Good reasons are:
An accident occurs, one must keep in mind the borrowing rate that police presence is required only when an accident is injured by people or if the parties do not get guilty of the contract. If the accident is not damaged, for example, there was only a small smear of tears and the parties agreed who was guilty, just need to fill the culprit in the form of insurance and register the accident. The victim may then try to repair the car to the point where the vehicle is in time. Insurance companies and brokerage companies usually have a website that is easy to register in case, and usually also has a corresponding list of repair shops that are easy to work with to repair the damage.